Vehicle insurance

Voluntary car insurance (KASKO) covers the loss or damage to the vehicle caused by an accident, natural disasters (storm, flood, hail, lightning), theft, vandalism, fire, etc.

Compulsory Civil Liability Insurance of Owners of Motor Vehicles (OCTA) covers damage caused to a third party or its property caused by the insured vehicle.

Compulsory Civil Liability Insurance in European countries is mandatory - each vehicle owner is required to purchase a civil liability insurance policy that provides state-defined insurance coverage.

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